Investing in the face of complexity
![Venture Capital in Fintech](https://lhoft.com/wp-content/uploads/2021/03/clemens-van-lay-un1s8VOLRC0-unsplash-1024x576.jpg)
Volatility returns Global capital markets are seeing some major gyrations, but a short-lived correction appears unlikely to derail the underlying mega-trends around digitalisation and technological breakthroughs that span IT, finance, […]
Artificial Intelligence, Going Where No Human Can
![](https://lhoft.com/wp-content/uploads/2021/02/photo-1595606694859-d7cbcbe5b412-e1613670800903-1024x576.jpg)
How the sausage gets made We all love to get excited about the potential of new technologies, services and products, but we typically glance over the underlying complexity of the […]
Digital for Financial Inclusion Hackathon
![LTS Digital for Financial Inclusion Hackathon](https://lhoft.com/wp-content/uploads/2021/01/lts-hackathon-1024x576.jpg)
The first LTS International Online Hackathon: 38 students brought together to fight poverty Today, there are more than 2 billion people who do not have access to basic financial services. […]
Surfing the Fintech Rogue Wave
![](https://lhoft.com/wp-content/uploads/2021/02/photo-1588443193679-80a2c1331247-e1612474907264.jpg)
Lasting change When the pandemic erupted, one could have entertained the notion that changes in consumer behaviour and the adaptations required from the business community might be fleeting. As the […]
Fintech Trends That Will Echo Through 2021
![](https://lhoft.com/wp-content/uploads/2021/01/austin-chan-ukzHlkoz1IE-unsplash-e1611675547689-1024x576.jpg)
Flashback: 2020 2020 was called many things. Above all, it was the year of self-discovery. For digital natives and digital immigrants, 2020 was the year of recognising our limits, challenging […]
The Big 7 2021: Regtech, Cybersecurity, Payments, Blockchain, AI, Financial Inclusion and Venture Capital
![](https://lhoft.com/wp-content/uploads/2021/01/ross-findon-mG28olYFgHI-unsplash-e1611248079749-1024x576.jpg)
At the beginning of last year we revisited our predictions from 2019, how the industry had shaped up, and some thoughts on the state of the industry from key figures. […]
Asset Tokenization and Its Implications on Securities Markets
![LHoFT KPMG Asset Tokenization Paper](https://lhoft.com/wp-content/uploads/2020/12/digital-assets-whitepaper-1024x576.png)
The digitalization of finance is long overdue. The rise of fintech solutions shows how the transformative power of technology can tackle the inherent limitations of our current financial system. Distributed […]
Every Day is A School Day
![Fintech Education](https://lhoft.com/wp-content/uploads/2020/12/jonathan-kemper-zSCHyhiRSeQ-unsplash-1024x576.jpg)
Assuming ‘FinTech’ as a thing started in 2005 with the appearance of Zopa in the UK and picked up speed as the smartphone became ubiquitous, we have been learning new […]
First Fintech Entrepreneurship Program by LHoFT and CFTE successfully completed
![Fintech Entrepreneurship Program](https://lhoft.com/wp-content/uploads/2020/12/DFA_Prg_2020-1024x576.jpg)
ESG Radar and Ticked Teams win the final pitching competition after one week-long training program organized by the LHoFT and CFTE Last Saturday, 5th December, ESG Radar (AKA the Governance.com team) and Ticked (AKA the Lingua Custodia […]
A payments and currency (r)evolution
![Mobile Payments](https://lhoft.com/wp-content/uploads/2020/12/payments.jpg.jpg)
A tale of two 2020s The year 2020 will not be remembered fondly by many due to the significant sacrifices which we had to make globally, yet we may consider it […]
AI in finance: state of play
![AI Finance](https://lhoft.com/wp-content/uploads/2020/11/lukas-hND1OG3q67k-unsplash-800x403-1.jpg)
Data-driven change in full swing An increasing number of indicators point towards a prediction we at LHoFT will never tire of repeating: tomorrow’s financial sector will operate very differently from […]
There is no silver bullet in cybersecurity
![](https://lhoft.com/wp-content/uploads/2020/11/scott-webb-yekGLpc3vro-unsplash-800x403-1.jpg)
October is, of course, Cybersecurity Month here in the EU, and we are in the midst of Cybersecurity Week in Luxembourg. The semi-official days, weeks and months dedicated to various issues of societal significance have […]