Author: Oriane Kaesmann

Oriane began her academic journey with a strong passion for literature and psychology. However, her fascination with new technologies led her to pursue an LL.M. in Space Law at Luxembourg University. She gained valuable experience by interning at the Luxembourg Space Agency and subsequently joined an energy provider focused on the circular Moon economy, and sustainable electricity production with zero carbon impact. Motivated by her dedication to sustainability, Oriane ventured into the financial sector. She specialized in sustainable finance, working for an international bank, a renowned Big 4 firm, and a consultancy firm, also focusing on compliance and AML/KYC. In search of cutting- edge developments in the financial industry, Oriane then joined the LHoFT, where she dedicates her time to research and crafting insightful articles and reports on transformative fields such as artificial intelligence, cryptocurrencies and blockchain, Fintech, Regtech, and inclusive finance.

Payments Forward: Understanding PSD3 and PSR

Introduction In June 2023, The European Commission unveiled two significant legislative proposals: the third Payment Services Directive (PSD3)[1] and the Payment Services Regulation (PSR)[2]. These updates are designed to replace […]

Post-Quantum Cryptography

Modern cryptography relies on math problems that are hard to solve.

Embracing the future: Digitalisation’s opportunities and risks in banking

The rapid evolution of artificial intelligence (AI) and other technologies is revolutionising the banking industry, presenting both new opportunities and significant risks. AI and machine learning (ML) are being used […]

SFDR Continuum: Compliance strategy for the ESA’s proposed changes

Regulations Series – SFDR RTS – Ep.2 Introduction The European Union’s Sustainable Finance Disclosure Regulation (SFDR), together with its Regulatory Technical Standards (RTS), stand at the heart of an ambitious […]

Phishing Exposed: A Story of Cybersecurity

In a world where digital dangers lurk at every corner, many professionals remain unaware of the ever-shifting shadow of cyberthreats.

The DORA regulation

Regulations Series – DORA – Ep.1 Starter Handbook In a bid to shield the financial sector from the ever-growing dangers brought on by digital vulnerabilities, the Digital Operational Resilience Act […]

Identifying What’s Next: The Future of Identification Techniques

Join us as we unfold our LHoFT Research program’s latest series, focused on AI-driven biometric identification. Start your journey in the January 2024 edition of AGEFI, featuring our inaugural piece, […]

Securing Tomorrow: Behavioral Biometrics & Cutting-Edge Tech

Join the LHoFT Research program as we unfold our latest series, focused on AI-driven biometric identification. Start your journey with us in the January 2024 edition of AGEFI, featuring our […]

Reshaping Identification

The Basics of Biometric Innovations If you’re an Apple user like me, you might recall the days of pressing your index finger onto your iPhone’s start button to unlock it. […]

The Dawn of GenAI

Chronicle of the “GenAI: Ready to tackle tomorrow?” conference by Deloitte[1] A Prelude to Tomorrow’s Odyssey Generative AI (GenAI), the latest frontier in artificial intelligence, transcends traditional data analysis to […]

Navigating the AI Wave – Real Talks from the Financial Sector

2023 is the year that AI stopped its walk to sprint into the spotlight, especially in the finance world. I had the pleasure of diving into this tech tsunami at […]

The Treacherous Waters of Phishing

Drifting in Digital Tides According to the Luxembourg House of Cybersecurity (LHC)[1], the primary danger concealed by the digital waves is phishing. Cunning pirates on the cyber seas weave intricate […]