{"id":21149,"date":"2021-10-28T14:43:59","date_gmt":"2021-10-28T12:43:59","guid":{"rendered":"https:\/\/lhoft.com\/lhoftv1\/en\/?post_type=tribe_events&#038;p=9865"},"modified":"2023-07-21T14:11:40","modified_gmt":"2023-07-21T14:11:40","slug":"aca-insurance-days-2021","status":"publish","type":"tribe_events","link":"https:\/\/lhoft.com\/lhoftv1\/event\/aca-insurance-days-2021\/","title":{"rendered":"ACA INSURANCE DAYS 2021"},"content":{"rendered":"<p style=\"text-align: center\">Depuis 2013, l\u2019ACA Insurance Days, est \u00ab <strong>le rendez-vous incontournable de l\u2019assurance au Luxembourg<\/strong> \u00bb.<\/p>\n<p style=\"text-align: center\">L\u2019ACA Insurance Days 2021, c\u2019est deux fois 1 heure et demie d\u2019\u00e9changes men\u00e9s \u00e0 un rythme soutenu avec des experts du secteur, des t\u00e9moignages retransmis en direct et un \u00e9v\u00e9nement prestigieux au Luxembourg.<\/p>\n<p style=\"text-align: center\">Les temps forts sont :<br \/>\n\u2022 2 webinaires en direct<br \/>\n\u2022 Une s\u00e9ance acad\u00e9mique \u00e0 guichet ferm\u00e9 avec les interventions du Ministre des Finances du Luxembourg et un keynote speech inspirant.<\/p>\n<p style=\"text-align: center\">Plus de 1000 professionnels du secteur financier participent chaque ann\u00e9e \u00e0 cet \u00e9v\u00e9nement pour \u00e9changer sur les sujets br\u00fblants de l\u2019assurance.<\/p>\n<h2 class=\"section-heading\" style=\"text-align: center\"><span style=\"text-decoration: underline\"><strong><a href=\"https:\/\/acainsuranceday.lu\/#programme\">Programme<\/a><\/strong><\/span><\/h2>\n<p class=\"section-subheading\" style=\"text-align: center\">L\u2019ACA Insurance Days 2021, c\u2019est deux fois 1 heure et demie d\u2019\u00e9changes men\u00e9s \u00e0 un rythme soutenu avec des experts du secteur, des t\u00e9moignages retransmis en direct et un \u00e9v\u00e9nement prestigieux au Luxembourg.<\/p>\n<div class=\"wpb_column vc_column_container vc_col-sm-3\">\n<div class=\"vc_column-inner\">\n<div class=\"wpb_wrapper\">\n<div class=\"team-member \">\n<div class=\"team-content\">\n<div class=\"team-image\">\n<div class=\"team-content-hover\">\n<h4><strong>Dame Inga Beale<\/strong><\/h4>\n<p><span class=\"team-subtitle\">Portfolio director. Inspirational speaker. Experienced CEO<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"team-member \">\n<div class=\"team-content\">\n<div class=\"team-image\">\n<div class=\"team-content-hover\">\n<h4><strong>Thierry Flamand<\/strong><\/h4>\n<p><span class=\"team-subtitle\">President of the Executive Committee | Commissariat aux Assurances (CAA)<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"team-member \">\n<div class=\"team-content\">\n<div class=\"team-image\">\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"attachment-full\" src=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/Marc-Hengen-1.png\" alt=\"\" width=\"290\" height=\"192\" data-attachment-id=\"2728\" data-permalink=\"https:\/\/acainsuranceday.lu\/marc-hengen-3\/\" data-orig-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/Marc-Hengen-1.png\" data-orig-size=\"290,192\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Marc Hengen\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/Marc-Hengen-1.png\" data-large-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/Marc-Hengen-1.png\" \/><strong>Marc Hengen<\/strong><\/p>\n<div class=\"team-content-hover\">\n<p><span class=\"team-subtitle\">CEO | ACA Luxembourg<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"team-member \">\n<div class=\"team-content\">\n<div class=\"team-image\">\n<div class=\"team-content-hover\">\n<h4><strong>C\u00e9dric Mauny<\/strong><\/h4>\n<p><span class=\"team-subtitle\">Head of Cybersecurity Services chez Telindus<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"team-member \">\n<div class=\"team-content\">\n<div class=\"team-image\">\n<div class=\"team-content-hover\">\n<h4><strong>L\u00e9a Zanda<\/strong><\/h4>\n<p><span class=\"team-subtitle\">Legal &amp; Tax Adviser | ACA Luxembourg<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wpb_column vc_column_container vc_col-sm-3\">\n<div class=\"vc_column-inner\">\n<div class=\"wpb_wrapper\">\n<div class=\"team-member \">\n<div class=\"team-content\">\n<div class=\"team-image\">\n<div class=\"team-content-hover\">\n<h4><strong>Hadrien Bertrand<\/strong><\/h4>\n<p><span class=\"team-subtitle\">Conseiller \u00e9conomique | ACA Luxembourg<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"team-member \">\n<div class=\"team-content\">\n<div class=\"team-image\">\n<div class=\"team-content-hover\">\n<h4><strong>Pierre Gramegna<\/strong><\/h4>\n<p><span class=\"team-subtitle\">Ministre des Finances | Gouvernement Luxembourgeois<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"team-member \">\n<div class=\"team-content\">\n<div class=\"team-image\">\n<p><img decoding=\"async\" class=\"attachment-full\" src=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/Christian-Kanu.png\" alt=\"\" width=\"290\" height=\"192\" data-attachment-id=\"2420\" data-permalink=\"https:\/\/acainsuranceday.lu\/home\/our-speakers\/christian-kanu\/\" data-orig-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/Christian-Kanu.png\" data-orig-size=\"290,192\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Christian Kanu\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/Christian-Kanu.png\" data-large-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/Christian-Kanu.png\" \/><strong>Christian Kanu<\/strong><\/p>\n<div class=\"team-content-hover\">\n<p><span class=\"team-subtitle\">CEO | Tokio Marine Europe<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"team-member \">\n<div class=\"team-content\">\n<div class=\"team-image\">\n<p><img decoding=\"async\" class=\"attachment-full\" src=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/10\/Paul-Peporte.png\" alt=\"\" width=\"290\" height=\"192\" data-attachment-id=\"2903\" data-permalink=\"https:\/\/acainsuranceday.lu\/home\/our-speakers\/paul-peporte\/\" data-orig-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/10\/Paul-Peporte.png\" data-orig-size=\"580,384\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Paul P\u00e9port\u00e9\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/10\/Paul-Peporte-300x199.png\" data-large-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/10\/Paul-Peporte.png\" \/><strong>Paul P\u00e9port\u00e9<\/strong><\/p>\n<div class=\"team-content-hover\">\n<p><span class=\"team-subtitle\">Partner at Allen &amp; Overy<\/span><\/p>\n<div class=\"team-socials\"><img loading=\"lazy\" decoding=\"async\" class=\"attachment-full\" src=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/10\/Sandrine-Chabrerie.png\" alt=\"\" width=\"290\" height=\"192\" data-attachment-id=\"2899\" data-permalink=\"https:\/\/acainsuranceday.lu\/home\/our-speakers\/sandrine-chabrerie-2\/\" data-orig-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/10\/Sandrine-Chabrerie.png\" data-orig-size=\"580,384\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Sandrine Chabrerie\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/10\/Sandrine-Chabrerie-300x199.png\" data-large-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/10\/Sandrine-Chabrerie.png\" \/><strong>Sandrine Chabrerie<\/strong><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wpb_column vc_column_container vc_col-sm-3\">\n<div class=\"vc_column-inner\">\n<div class=\"wpb_wrapper\">\n<div class=\"team-member \">\n<div class=\"team-content\">\n<div class=\"team-image\">\n<div class=\"team-content-hover\">\n<p><span class=\"team-subtitle\">Directrice des affaires europ\u00e9ennes | ACA Luxembourg<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"team-member \">\n<div class=\"team-content\">\n<div class=\"team-image\">\n<p><img loading=\"lazy\" decoding=\"async\" class=\"attachment-full\" src=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/Sarah-Hartmann-1.png\" alt=\"\" width=\"290\" height=\"192\" data-attachment-id=\"2731\" data-permalink=\"https:\/\/acainsuranceday.lu\/home\/our-speakers\/sarah-hartmann-2\/\" data-orig-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/Sarah-Hartmann-1.png\" data-orig-size=\"290,192\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Sarah Hartmann\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/Sarah-Hartmann-1.png\" data-large-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/Sarah-Hartmann-1.png\" \/><strong>Sarah Hartmann<\/strong><\/p>\n<div class=\"team-content-hover\">\n<p><span class=\"team-subtitle\">Conseill\u00e8re juridique | ACA Luxembourg<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"team-member \">\n<div class=\"team-content\">\n<div class=\"team-image\">\n<p><img loading=\"lazy\" decoding=\"async\" class=\"attachment-full\" src=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/10\/Michaela-Koller.png\" alt=\"\" width=\"290\" height=\"192\" data-attachment-id=\"2880\" data-permalink=\"https:\/\/acainsuranceday.lu\/home\/our-speakers\/michaela-koller-2\/\" data-orig-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/10\/Michaela-Koller.png\" data-orig-size=\"290,192\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Michaela Koller\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/10\/Michaela-Koller.png\" data-large-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/10\/Michaela-Koller.png\" \/><strong>Michaela Koller<\/strong><\/p>\n<div class=\"team-content-hover\">\n<p><span class=\"team-subtitle\">Director General | Insurance Europe<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"vc_empty_space\"><strong>Val\u00e9rie Scheepers<\/strong><\/div>\n<div class=\"team-member \">\n<div class=\"team-content\">\n<div class=\"team-image\">\n<div class=\"team-content-hover\">\n<p><span class=\"team-subtitle\">Head of the Non Life and Reinsurance department, member of the Executive Board | CAA<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wpb_column vc_column_container vc_col-sm-3\">\n<div class=\"vc_column-inner\">\n<div class=\"wpb_wrapper\">\n<div class=\"team-member \">\n<div class=\"team-content\">\n<div class=\"team-image\">\n<p><img loading=\"lazy\" decoding=\"async\" class=\"attachment-full\" src=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/Olivier-Desbiey.png\" alt=\"\" width=\"290\" height=\"192\" data-attachment-id=\"2424\" data-permalink=\"https:\/\/acainsuranceday.lu\/home\/our-speakers\/olivier-desbiey\/\" data-orig-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/Olivier-Desbiey.png\" data-orig-size=\"290,192\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Olivier Desbiey\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/Olivier-Desbiey.png\" data-large-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/Olivier-Desbiey.png\" \/><strong>Olivier Desbiey<\/strong><\/p>\n<div class=\"team-content-hover\">\n<p><span class=\"team-subtitle\">Responsable prospective | Groupe AXA<\/span><\/p>\n<div class=\"team-socials\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"vc_empty_space\"><strong>St\u00e9phanie Hein<\/strong><\/div>\n<div class=\"team-member \">\n<div class=\"team-content\">\n<div class=\"team-image\">\n<div class=\"team-content-hover\">\n<p><span class=\"team-subtitle\">Finance and Investment Manager | WEALINS S.A. (Groupe Foyer)<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"team-member \">\n<div class=\"team-content\">\n<div class=\"team-image\">\n<p><img loading=\"lazy\" decoding=\"async\" class=\"attachment-full\" src=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/MarcLauer-2-scaled.jpg\" alt=\"\" width=\"294\" height=\"196\" data-attachment-id=\"2716\" data-permalink=\"https:\/\/acainsuranceday.lu\/marclauer-2\/\" data-orig-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/MarcLauer-2-scaled.jpg\" data-orig-size=\"2560,1707\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;4&quot;,&quot;credit&quot;:&quot;Photographer: Julien Becker&quot;,&quot;camera&quot;:&quot;Canon EOS 5D Mark II&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;1409675598&quot;,&quot;copyright&quot;:&quot;Copyright: Julien Becker&quot;,&quot;focal_length&quot;:&quot;65&quot;,&quot;iso&quot;:&quot;160&quot;,&quot;shutter_speed&quot;:&quot;0.00625&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"MarcLauer-2\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/MarcLauer-2-300x200.jpg\" data-large-file=\"https:\/\/acainsuranceday.lu\/wp-content\/uploads\/2021\/09\/MarcLauer-2-1024x683.jpg\" \/><strong>Marc Lauer<\/strong><\/p>\n<div class=\"team-content-hover\">\n<p><span class=\"team-subtitle\">CEO | Groupe Foyer<\/span><\/p>\n<h4><strong>L\u00e9a Zanda<\/strong><\/h4>\n<p>Legal &amp; Tax Adviser | ACA Luxembourg<\/p>\n<h4><strong>Val\u00e9rie Tollet<\/strong><\/h4>\n<p>Legal &amp; Tax Adviser | ACA Luxembourg<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Depuis 2013, l\u2019ACA Insurance Days, est \u00ab le rendez-vous incontournable de l\u2019assurance au Luxembourg \u00bb. L\u2019ACA Insurance Days 2021, c\u2019est deux fois 1 heure et demie d\u2019\u00e9changes men\u00e9s \u00e0 un [&hellip;]<\/p>\n","protected":false},"author":16,"featured_media":0,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"_tribe_events_status":"","_tribe_events_status_reason":"","_tribe_events_is_hybrid":"","_tribe_events_is_virtual":"","_tribe_events_virtual_video_source":"","_tribe_events_virtual_embed_video":"","_tribe_events_virtual_linked_button_text":"","_tribe_events_virtual_linked_button":"","_tribe_events_virtual_show_embed_at":"","_tribe_events_virtual_show_embed_to":[],"_tribe_events_virtual_show_on_event":"","_tribe_events_virtual_show_on_views":"","_tribe_events_virtual_url":"","footnotes":""},"tags":[],"tribe_events_cat":[395],"class_list":["post-21149","tribe_events","type-tribe_events","status-publish","hentry","tribe_events_cat-hybrid-event","cat_hybrid-event"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.0 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>ACA INSURANCE DAYS 2021 - Lhoft<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ACA INSURANCE DAYS 2021 - Lhoft\" \/>\n<meta property=\"og:description\" content=\"Depuis 2013, l\u2019ACA Insurance Days, est \u00ab le rendez-vous incontournable de l\u2019assurance au Luxembourg \u00bb. 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