LHoFT

4th LTS Virtual FinTech HACKATHON
2020-07-05 17:00 UTC | Luxembourg
Description
Join us for an amazing Green, Social & Sustainable FinTech Hackathon organised by the Luxembourg Tech School from 3 – 5 July 2020, with the support of the Luxembourg Green Exchange (LGX) and J.P. Morgan.
Sustainable Investments, an opportunity for everyone!
For the first time, and as an additional challenge, the Hackathon will be fully virtual. Around 40 Luxembourg Tech School students will have just 48 hours to conceive, craft and present a solution to market a sustainable investment product to young people across the world. The goal is to find new ways to create engagement for sustainable investments, connect impact-conscious issuers and investors, and give young investors a voice – all while capitalising on modern technology.
The future digital leaders can choose to deliver a smart-device app, marketing campaign, game, communication tool or any other innovative deliverable. The sky is the limit!
Combining Sustainability and FinTech
The fight against climate change has become a global priority and is driven by young people across the world. The digital leaders of tomorrow have understood the importance of sustainable development, and are impatient to bring new ideas to the table. By combining FinTech and sustainable finance in new and surprising ways, it is possible to accelerate the transition into a low-carbon and more inclusive society.
Want to know more?
Don’t miss the Live Pitch Competition which will take place online on Sunday 5 July from 13.30 in front of a prominent jury, LIVE on the LTS Youtube Channel!​

LHoFT & KPMG Webinar: Building an Innovation Culture
2020-07-03 12:00
Description
Building an innovation culture : Ways to inspire cultural change and embrace innovation
Alice Danoy, Khube Leader, KPMG Luxembourg
Sabrina Bonnet, Senior Manager, People & Change, KPMG Luxembourg
Change is imperative. Yet many financial organizations’ large-scale transformation initiatives meet with setbacks, delays and even failure. Those that succeed are soon confronted with a painful truth: they are not leapfrogging.
At best, transformation can put these organizations on par with their newer, more nimble competitors. As the pace of change continues to accelerate, organizations across the financial services industry are seeking the way forward. Financial institutions must create the agility and digital capacity to compete with the start-ups and hyperscales encroaching on the financial sector to achieve long-term success — but how?
There are three steps to achieving success in the innovation space. During the webinar Alice and Sabrina will share with you KPMG’s best practices on how to:

Build an innovation culture – Leadership & inspiration
Build innovative solutions in collaboration with the business – the importance of cross functional collaboration
See employees and customers as a R&D department – Crowdsource employee insight and solutions

All three of these steps are necessary, but they must be worked through in order to achieve success. Culture, therefore, is the foundation upon which all successful innovation must be built — and it is in the development of innovation culture where many financial institutions go awry.
Speakers Bios
Alice has more than 12 years of experience in communication and innovation. She is in charge of the Khube (KPMG Luxembourg’s Hub for Entrepreneurship and Innovation), KPMG innovation practice. She is linking the Fintech and corporate ecosystems of Luxembourg and beyond. Alice currently leads innovation strategy projects for clients in the financial industry; helping them finding innovative solutions and new business model to stay competitive.
Sabrina has almost 20 years of experience in Human Resources in Luxembourg. Before joining KPMG, Sabrina started her career as Senior Payroll Administrator during 5 years to join a fund administration company as Human Resources Services Manager for 8 years afterwards. Her team was in charge of providing services (HR administration, payroll, benefits management) in different countries in Continental Europe. Sabrina currently leads the People and change team and human resources projects with a focus on strategy, HR processes and remuneration surveys.

International Showcase: The Banking Industry in Luxembourg
2020-06-30 14:00
Description
INTERNATIONAL SHOWCASE:
The Luxembourg Banking Industry
Luxembourg is one of the largest financial centers in the World and the leading financial center in Europe.
With 127 banks incorporated, Luxembourg offers huge opportunities for Fintechs who are looking to collaborate with banks or setup a neobank. Discover everything about the ecosystem, the trends and how to build a thriving business in Europe.
Agenda:
02:00pm – Overview of the Banking Industry in Luxembourg (LFF)
02:10pm – Presentation of the Banking Association (ABBL)
02:20pm – Overview of the fintech industry (LHoFT)
02:30pm – Use case of collaboration between a bank and a fintech
02:40pm – Q&A
This unique webinar is brought to you by Luxembourg for Finance (LFF), the Luxembourg Bankers Association (ABBL) and the Luxembourg House of Financial Technologies (LHoFT).

Next Luxembourg International Showcases:
7 July 2020 : International Webinar – Innovation dans le secteur de l’Assurance au Luxembourg > https://www.lhoft.com/en/meet-the-fintech-community/international-webinar-innovation-dans-le-secteur-de-l-assurance-au-luxembourg
14 July 2020 : International Showcase: The Blockchain Industry in Luxembourg > https://www.lhoft.com/en/meet-the-fintech-community/international-showcase-the-blockchain-industry-in-luxembourg

Your weekly Meditation Session - Bringing care to your emotions, body and mind in a time of crisis
2020-06-30 13:00 - 17:00
Description
To keep supporting you during these stressful and disrupted times, we welcome Maurizio Cortesi, Ph.D and Founder of Zegtraining for a weekly 30 minutes meditation practice each Tuesday starting at 1 pm.
Join in and learn in the comfort of your home and from your office how to:

Stick to your priorities by focusing on fundamentals
Balance your emotional state
Boost your immune system
Reconnect with yourself and your team

Meet Maurizio, listen in, and enjoy the moment…
About Maurizio:
Maurizio is a trainer and coach by professional vocation. A long-standing mindfulness practicioner himself, he has trained to become a certified MBSR teacher (CFM is the only MBSR-certifying institution in the world) and trained educator in the Mindful Schools K-12 curriculum, bringing mindfulness to kids and teenagers in schools around the world. Nowadays, he supports individuals, groups, and organisations (such as BGL BNP Paribas, EIB, BIL, Louis Vuitton to only name a few) through mindfulness interventions (MBI), MBSR programs, as well as workshops and coaching for personal and professional development. Moreover, he accompanies and coaches Bachelor, Master and PhD students at different universities. To read Maurizio’s full biography please go to www.zegtraining.com
Next sessions:

Your weekly meditation session – Tuesday, June 2nd at 1 pm
Your weekly mediation session – Tuesday, June 9th at 1 pm
Your weekly meditation session – Tuesday, June 16th at 1 pm

Impact of COVID19 on the Wealth Management Industry
2020-06-26 11:30
Description
Impact of COVID19 on the Wealth Management Industry Victor Matarranz, Global Head of Santander Wealth Management and Insurance at Banco Santander
How will the industry evolve in the coming months/years as a result, and how technology will play a role?
Covid-19 has given rise to a lot of uncertainty – many known unknowns. Wealth Management and Private Banking, as many areas of banking, has been facing many challenges be it maintaining competitive advantage in an era of record wealth inheritance, and effective management of costs related to compliance in the resultant avalanche of regulation post the financial crisis of 2008.
Victor Mattaranz will provide his insights on the wealth management business, how Covid-19 is impacting strategy, where he sees opportunities, where the challenges are for them and their investors, and, critically, how technology, Fintech, fits into the future of the industry.
Agenda
During the fireside chat starting at 11h00 am (CET), Victor and Nasir will engage in a conversation providing answers to the following questions.

What are the key challenges of the Wealth Management industry and Santander in particular?
How are firms re-positioning themselves in the changing world – where are firms putting resources and capital to invest in future competitiveness?
What will the industry look like in 5 years time – how will the needs of clients and other factors, such as technology, have reshaped the market and the way firms deliver services?

Followed by live Q&A
Victor Matarranz is Senior Executive Vice President, Head of Group Strategy and VP of the Executive Chairman’s Office at Banco Santander. He is in charge of articulating the Group’s overall strategy, working together with the leadership team of the main 10 markets in which Santander operates in Europe and the Americas. He is also in charge of strategic and inorganic projects. He is a member of the Board of Santander US. Prior to that, he was the Director of Strategy and Chief of Staff to the CEO in Santander UK, where he spent more than 2 years shaping the Strategy of the bank and leading the innovation group. Before joining Santander in early 2012, Victor was a partner at McKinsey&Company, working in retail banking in Spain, Portugal, UK, US, Chile, Mexico and Brazil. He led the retail distribution and multichannel initiatives in Europe. Victor holds a Telecommunications Engineer degree by the Polytechnic University of Madrid and a MBA from London Business School. He is married with 2 children and loves music, technology and motorsports.
Next-up
Challenges and Opportunities in Asset Management, Alt Data & AI post-Covid19 with Reza Khorshidi D.Phi Global Chief Scientist at AIG on Wednesday, July 1st at 5 pm on ZOOM

Israel, the Startup Nation
2020-06-25 09:30 - 10:40
Description
As part of our Finnovators Breakfast Series, this unique webinar will showcase the fintech ecosystem in Israel, their open innovation approach and their VC industry.
Agenda:
09.30 – Introduction: Israel, the Startup Nation
09.40 – Citi Group: the Innovation Lab
10.00 – Axell: Fintech Accelerator in Wealth Tech and Insurtech
10.20 – Sweetwood Capital: how to invest in the startup ecosystem in Israel
10.40 – Q&A
This webinar is brought to you in collaboration with the Luxembourg Ministry of Economy, our LTIO in Israel and Luxembourg for Finance.

Israel, the Startup Nation
2020-06-25 09:30
Description
As part of our Finnovators Breakfast Series, this unique webinar will showcase the Fintech ecosystem in Israel, their open innovation approach and their VC industry.
Agenda:

09.30 – Introduction: Israel, the Startup Nation
09.40 – Citi Group: the Innovation Lab, with Haim Haviv, Head of Citi Accelerator
10.00 – Axell: Fintech Accelerator in Wealth Tech and Insurtech, with Lyron Wahrmann, Senior Advisor at Axell
10.20 – Sweetwood Capital: how to invest in the startup ecosystem in Israel, with Manuel Sussholz, Managing General Partner, Sweetwood Ventures / Sweetwood Capital
10.40 – Q&A

Companies & Speakers
About Citi Accelerator, Haim Haviv, Head of Citi Accelerator
Citi Accelerator is a free, non-equity, program designed for fintech, data analytics, AI, cybersecurity, and enterprise startups. The program is focused on advanced stage companies that have a working product and preferably multiple clients. The companies participating in the program receive the opportunity to gain access to Citi worldwide and its network, and are mentored by key decision makers at the bank worldwide. The goal of the mentorship is to understand how to best tailor a product to a large financial organization’s needs, as well as to define and access relevant clients. This engagement may potentially result in a POC/commercialization with Citi and its network.
https://il.linkedin.com/in/haim-haviv-6467323
——
About Axell Hub – Lyron Wahrmann, Senior Advisor at Axell
We are innovation builders and strategic partners for insurance and financial services companies. We focus on discovery and transformation of our clients’ digital business across the entire value chain. Our innovation advisory services put the customer in the center of what we do – Reimagining business models to create value. We provide priority access & collaboration with the Israel innovation ecosystem.
https://www.linkedin.com/in/lyronwahrmann/
——-
About Sweetwood Ventures – Manuel Sussholz, Managing General Partner, Sweetwood Ventures / Sweetwood Capital
Sweetwood Ventures is the venture capital arm of Sweetwood Capital, an Israel based financial firm. Sweetwood Ventures is investing out of a Luxembourg-based fund of funds, through an integrated strategy which includes primary and secondary allocations to top-quartile Israeli venture capital funds and direct co-investments in leading Israeli startups.
https://www.linkedin.com/in/manuel-sussholz-92836113/
This webinar is brought to you in collaboration with

10x6 Architecture : Co-living & Co-working
2020-06-24 17:30
Description
10×6 Architecture : Co-living & Co-working
L’ère est à l’économie collaborative, au partage d’information et à l’esprit de communauté.
Tout naturellement, cette tendance soutient l’émergence de nouvelles manières de vivre et de travailler et avec, la définition d’un nouveau marché immobilier.
Pour la première fois en près de 10 années d’existence, le format phare du Paperjam Club se digitalise et s’invite chez vous pour vous proposer une bouffée d’inspiration, et également un pied vers l’extérieur au travers du e-networking qui suivra.
Programme
17:30: LANCEMENT DU 10×6
17:35: 10 INTERVENTIONS
Axel KUBORN (Silversquare)
Sujet : Etat des lieux du co-working d’hier à aujourd’hui
Marie LUCAS (M3 Architecture)
Sujet : “Mama Works” – Que fait l’architecte?
Barbara BRECKO (Gingko)
Sujet : Coworking & mobilité
Lotfi BEHLOULI & Robby CLUYSSENS (JLL)
Sujet : Coliving & Coworking – Etat des lieux à l’international
Nasir ZUBAIRI ( The LHoFT)
Sujet : De Co-working à Co-living, pour un nouvel espace de travail.
Vincent BECHET (Inowai)
Sujet : Développement du coliving au Grand-Duché, entre législatif et politique
Nicolas TARNUS (Tracol)
Sujet: Projet Twenty 8 à Belval
Emma ZIMER (Nouma)
Sujet : Focus sur le facteur humain de l’habitat – Coliving & senior
Denis ROSOLEN (BENG)
Sujet : Al Schoul, logements pour jeunes à Bergem
Georges KRIEGER (Krieger & Associates)
Sujet : Définition du coliving au sens de la loi du 20 décembre 2019 et rôle des communes et des pompiers dans l’application de la loi
18:40: SPEED NETWORKING

International Showcase: The Payment Industry in Luxembourg
2020-06-24 16:00
Description
INTERNATIONAL SHOWCASE
The Payment Industry in Luxembourg
Luxembourg is one of the main Payment Hubs in Europe. Top internationals payment firms have chosen the country: PayPal, Alipay, Amazon Pay, Rakuten, Ping Pong, Satispay, Emergent Payment, Mango Pay, and many others.
Learn everything about the Luxembourg Payment Ecosystem, the regulation, the trends and how to deploy your business all over Europe.
Agenda:
02:00pm – Introduction to the Luxembourg Payment Industry (LFF)
02:10pm – Perspective on the European Payment Ecosystem (EPA)
02:20pm – Launching a fintech in Luxembourg (LHoFT)
02:30pm – A payment use case with Satispay
02:40pm – Q&A (with the participation of the CSSF)
This unique webinar is brought to you by Luxembourg For Finance and the LHoFT.
Next Luxembourg International Showcase:
30 June 2020 : International Showcase: The Luxembourg Banking Industry > https://www.lhoft.com/en/meet-the-fintech-community/international-showcase-the-banking-industry-in-luxembourg

Digital Finance Outreach 2020 - Closing conference
2020-06-23 14:00
Description
Digital Finance Outreach 2020 – Closing conference
The Digital Finance Outreach 2020 (“DFO”) is a series of events organised in collaboration with Member States in February-June 2020 on fintech and digital innovation in the financial sector to prepare the new EU Digital Finance Strategy.
The public consultation is available here: https://ec.europa.eu/info/consultations/finance-2020-digital-finance-strategy_en
AGENDA
2:00 pm-2:20 pm – Keynote speech by Executive Vice President of the European Commission, Valdis Dombrovskis
2:20 pm-2:30 pm – EUvsVirus Hackathon Digital Finance award ceremony with demo by winners – Bankera Business Care: Vytautas Karalevičius, Mantas Mockevičius, Justas Dobiliauskas
Panel Discussions
2:30pm-3:10 pm – A Digital Single Market for financial markets
Moderator: John Rega, Politico
Panel debate with:
Markus Ferber, MEP, EPP, European Parliament
José Manuel Campa, Chairperson of the European Banking Authority (EBA)
Marius Jurgilas, Member of the Board of the Bank of Lithuania – DFO Lithuania
Karel Baert, Febelfin, CEO – DFO Belgium
Laura Manescu, Modex, Head of Fintech – DFO Romania
Cyril Chiche – Vice President of France Fintech, Co-founder and CEO of Lydia – DFO France
3:10 pm-3:50 pm – Ensuring a technology-neutral and innovation friendly regulatory framework
Moderator: John Rega, Politico
Panel debate with:
Joerg Kukies, State Secretary at the Federal Ministry of Finance of Germany
Eva Kaili, MEP, S&D, European Parliament
Alex Ivanco, Director, Department of Financial Markets III, Ministry of Finance – DFO Czech Republic
Paul Ryan, Director of International Finance Division, Department of Finance, Ireland – DFO Ireland
Nasir Zubairi, CEO Luxembourg House of Fintech, DFO Luxembourg
Antonella Sciarrone Alibrandi, Professor Università Cattolica del Sacro Cuore, member of ROFIEG – DFO Italy
3:50 pm-4:30 am – Promoting a More Data-Driven Financial Sector
Moderator: John Rega, Politico
Ondrej Kovarik, MEP, REG, European Parliament
Gabriel Bernardino, Chairman of the European Insurance and Occupational Pensions Authority (EIOPA)
Johan Rosén, Swedbank, Head – DFO Sweden
Carolin Gabor, Finleap, Managing Director, member of German Fintech council, – DFO Germany
Judith Arnal Martinez, Director, Spanish Treasury – DFO Spain
Irene Tiki, Cyprus government – DFO Cyprus
4.30 pm – Wrap-up by John Berrigan, Director-General for Financial Stability, Financial Services and Capital Markets Union (FISMA), European Commission

Digital MeetUP - Romanian Entrepreneurs Network
2020-06-18 18:00
Description
Share challenges, risks, opportunities and best practices that this crisis brought to your organizations and to your ecosystem
About this Event
The COVID19 crisis came unexpectedly and put a lot of pressure on companies, employees and society as a whole. And it resulted in all of us adapting in ways we did not imagine possible before this pandemic.
During a 1h panel discussion, we will dive into the challenges, risks, opportunities and best practices that COVID19 brought to us, our families, the companies we work for and the overall ecosystem we live in.
We are delighted to welcome you and a panel of representatives of the corporate and startup worlds: Alex Panican (LHoFT), Denis Colin (LPG Fiduciaire), Cristian Paun (CIO EMEA DuPont), Mircea Casius Morea (CEO EmailTree), Iulian Popescu (CEO Softefhnica), Cosmin Cosma (CEO Finqware). Moderator – Gabriel Florea (ROMLUX BOD)
Join us on June 18th, 2020, at 18.00. Till then, stay safe!
Some macro-economic background:
According to the European Commission the Economic backdrop is very serious:

Unprecedented economic shock: 2020 EU-GDP –7.4% & only partial recovery in 2021 of 6.1%
Significant equity repair needs (€720 billion-1.2 trillion in 2020): 35-50% of firms with 20+ employees to experience financing shortfalls by end 2020
Total EU public & private investment gaps of at least €1.5 trillion in 2020-2021, including: Investment shortfall caused by crisis ; Needs to deliver green & digital transitions, strategic investment for critical value chains

AN EPA WEBINAR – Digital Banking in Europe: Storming on or stopped in its tracks?
2020-06-18 15:00
Description
Join GPS on the Thu, Jun 18, 2020 1:00 PM – 2:00 PM CEST (12:00-13:00pm BST) for an insightful webinar session focussed on the current state of play of Digital Banking in Europe.
With the EU predicting a recession of ‘historic proportions’ this year, how will this impact the growth of digital banks in Europe? Where are the opportunities and challenges moving forward?
Whilst in the past, pricing and scalability would have been the main areas of focus, what will the future fintech ecosystem look like?
As the neobank market matures, is it becoming overcrowded ? Who are challenging the challengers ?
Agenda :

13.00
Welcome Remarks
Sophia de Francesco, Head of Content, Emerging Payments Association

13.05
Panel Discussion: Digital Banking in Europe: Storming On or Stopped In Its Tracks?
Moderator: Tony Craddock, Director General, Emerging Payments Association
Joanne Dewar, CEO, Global Processing Services
Mark Hipperson, CEO and Founder, Ziglu
Ricky Lee, CEO, sync.
Nasir Zubairi, CEO, The LHoFT Foundation
Jason Maude, Chief Technology Advocate, Starling Bank

13.45
Q&A from the audience

International Webinar: The OECD's work around Blockchain, Fintech, and the Impact of COVID-19 on financial services
2020-06-17 17:00
Description
Join us on Wednesday 17th of June at 05.00 PM for an Exclusive International Webinar on “The OECD’s work around Blockchain, Fintech, and the Impact of COVID-19 on financial services” with Caroline Malcolm, Head of Global Blockchain Policy Centre at Organisation for Economic Cooperation and Development (OECD), Young Global Leader of the WEF.
Context:
Blockchain has been heralded as the technology of the future for several years. But is it? We are not yet seeing large scale deployment of Blockchain based solutions in any sector, let alone in financial services. Will it really change the world or will it fade and die? Why should we care about Blockchain and what value could it really deliver to businesses, to us as individuals, and to global economics?
Caroline Malcolm heads the Global Blockchain Policy Centre at the OECD. The OECD, as other supranational/international bodies are working hard on coordinating blockchain research and policy across their members. We will hear from Caroline about the work of the OECD on Blockchain and why it is important to them and us.
Agenda and Learning Outcomes:

What work is the OECD conducting on blockchain and why?
How are countries looking at blockchain, where will it add value?
What more can be done to drive blockchain adoption? Will international coordination help, and can that be expected?

Learn more about Caroline Malcolm
Caroline heads the OECD’s work on blockchain, assessing its policy implications & building solutions to ensure governments across the world can access and respond to the opportunities and challenges it raises. In this capacity, she has also developed a training programme for policymakers on DLT, leads an advisory board of 100 global blockchain experts, and coordinates a network of project managers across the OECD relating to blockchain in topics as diverse as competition policy, SMEs, the environment, data privacy and the sustainable development goals.
Learn more about the OECD
The Organisation for Economic Co-operation and Development (OECD) is an international organisation that works to build better policies for better lives. Our goal is to shape policies that foster prosperity, equality, opportunity and well-being for all. We draw on almost 60 years of experience and insights to better prepare the world of tomorrow.
Together with governments, policy makers and citizens, we work on establishing evidence-based international standards and finding solutions to a range of social, economic and environmental challenges. From improving economic performance and creating jobs to fostering strong education and fighting international tax evasion, we provide a unique forum and knowledge hub for data and analysis, exchange of experiences, best-practice sharing, and advice on public policies and international standard-setting.
http://www.oecd.org/daf/blockchain/

International Showcase: The Asset Management Industry in Luxembourg
2020-06-16 14:00
Description
INTERNATIONAL SHOWCASE
The Asset Management Industry in Luxembourg
The Luxembourg Asset Management Industry is the second largest in the World, with more the €4,6 trillion AuM. If you are a Fintech who’s looking to work with the industry, think no further, Luxembourg is the right place.
Learn everything about the main players, the trends and how to promote your services and collaborate with the incumbents.
Agenda:
02:00pm – Overview of the Asset Management Industry in Luxembourg (LFF)
02:10pm – Presentation of the Fund Association (ALFI)
02:20pm – Overview of the fintech industry (LHoFT)
02:30pm – Use case of collaboration (State Street)
02:40pm – Q&A
This unique webinar is brought to you by Luxembourg For Finance, the Association of the Luxembourg Fund Industry (ALFI), State Street and the LHoFT.
Next Luxembourg International Showcases:
24 June 2020 : International Showcase: The Payment Industry in Luxembourg > https://www.lhoft.com/en/meet-the-fintech-community/international-showcase-the-payment-industry-in-luxembourg
30 June 2020 : International Showcase: The Luxembourg Banking Industry > https://www.lhoft.com/en/meet-the-fintech-community/international-showcase-the-banking-industry-in-luxembourg

International webinar: Investing in Fintech - opportunities and challenges resulting from Covid-19
2020-06-12 18:00
Description
Context
Covid-19 has given rise to a lot of uncertainty – many known unknowns. All sectors of business and life are being affected, including the future of financial services, Fintech and the resulting drive on venture capital investment in the sector.
Mark Whitcroft is a Fintech focused venture capital investor with Illuminate financial, based in London. He will provide his insights on the trends in Fintech and how Covid-19 is impacting their investment strategy, where they see opportunities being driven by the unprecedented circumstances we are living in, and where the challenges are for them as investors and for the Fintech sector as a whole.
Agenda

What is changing as a result of COVID-19 – where are the areas of opportunities in Fintech?
What advice are you giving to your portfolio companies?
Will digitalisation of financial services speed-up as a result of Covid-19? How will the landscape look like in 5 years time?

Mark Whitcroft is one of the Founding Partners at Illuminate Financial Management, a venture firm focused on enterprise fintech and software for financial markets. Mark sits on the Boards of a number of Illuminate portfolio companies. He is also part of the Fintech Advisory Panel for the UK’s Investment Association (IA). Prior to Illuminate, he was involved in a number of financial accelerators (StartUpBootCamp, ValueStream Labs and a mentor for Deutsche Bank in the Accenture FinTech Innovation Lab in New York. Mark spent twelve years in various fixed income capital market roles at Deutsche Bank and HSBC based in New York, Singapore, Hong Kong and London. Mark is Alumni of University College London and Harvard Business School.
